There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional, like Gayle Focken.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice. Take a look around, see what Gayle has to offer, and please call or email if you have any questions at all! After all -- she makes it happen, and you make it home!
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Videos
Why should Canadians use a mortgage expert?
What is the difference between a variable rate mortgage and an adjustable rate mortgage?
How does the Bank of Canada rate impact the demand for housing?
How does the qualifying rate impact Canadians?
Is a fixed rate mortgage better than a variable mortgage?
What is the benchmark rate?
How are fixed rate mortgages determined?
Should Canadians shop the market for a mortgage, or are they all the same?
Why should Canadians care about inflation?
Is consolidating debt a smart move?
What is the best way to handle credit card debt?
How are variable rates set?
Are fixed mortgages or variable rate mortgages more popular?
Will the variable rate trend continue?
How are mortgage brokers compensated?
Are mortgage brokers regulated?
What is a basis point?
How can first-time home buyers get into the housing market?
What is mortgage insurance?
Is there only one mortgage insurer?
Do you expect OSFI to make changes to the qualifying rate?
How has increased immigration impacted the housing market?
“Gayle, Thank you for your help in the purchase of my home. Your service was great and enabled me to complete financing in a very limited time frame.”
Jon
“We were pleased with excellent service and guidance. Many thanks.”
Jean & Don Gould
“Gayle and DLC Clearmortgage.ca did an excellent job handling our mortgage requirements. She is well informed in the process and I can honestly say that our mortgage went smoother than activating our new cell phones.”
Karen and Robert Pearson
“Gayle and her team went above and beyond!
She made the whole process comfortable for my wife and I who do not do well in big money situations.
An absolute pleasure to work with.
We wouldn’t hesitate to recommend her services.”
Ryan
“Second time you have successfully assisted us Gayle! Second time I am more than happy with your valued service! Takes away a lot of stress in our mortgage dealings and I love the way you always find a solution.”
John Lusted