There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional, like Gayle Focken.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice. Take a look around, see what Gayle has to offer, and please call or email if you have any questions at all! After all -- she makes it happen, and you make it home!
Our calculators will allow you to explore your Mortgage options.
I'm Interested!Free Mortgage Review
Find out how much your home is worth.
Thanks for contacting us! We will get in touch with you shortly.
Keep up to date with the latest mortgage news
Sign up to our newsletter
Thanks for contacting us! We will get in touch with you shortly.
Videos
Why should Canadians use a mortgage expert?
What is the difference between a variable rate mortgage and an adjustable rate mortgage?
How does the Bank of Canada rate impact the demand for housing?
How does the qualifying rate impact Canadians?
Is a fixed rate mortgage better than a variable mortgage?
What is the benchmark rate?
How are fixed rate mortgages determined?
Should Canadians shop the market for a mortgage, or are they all the same?
Why should Canadians care about inflation?
Is consolidating debt a smart move?
What is the best way to handle credit card debt?
How are variable rates set?
Are fixed mortgages or variable rate mortgages more popular?
Will the variable rate trend continue?
How are mortgage brokers compensated?
Are mortgage brokers regulated?
What is a basis point?
How can first-time home buyers get into the housing market?
What is mortgage insurance?
Is there only one mortgage insurer?
Do you expect OSFI to make changes to the qualifying rate?
How has increased immigration impacted the housing market?
“Gayle and DLC Clearmortgage.ca did an excellent job handling our mortgage requirements. She is well informed in the process and I can honestly say that our mortgage went smoother than activating our new cell phones.”
Karen and Robert Pearson
“Gayle has been our mortgage broker for over 10 years. Her knowledge, professionalism, experience and the care she shows to her clients are exceptional. Placing our trust in her guidance, (particularly during times of uncertainty), has always been the right decision for our mortgage needs.”
Kathryn Golbeck & Francois Jacques
“I really appreciated that you called us to renew early so that we could look into a better rate. We think you are amazing. Thank you so much for everything!”
Darcy & Cindy Schlamp
“Service and attention to detail was exceptional! Thank you.”
S&R
“It is such a pleasure working with [Gayle]. You treat your clients so well and always look out for their best interests. We look forward to working with you again when it comes time to renew.”
David & Tina Matheson