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Whether you are a first-time buyer or an experienced buyer with excellent credit, Gayle at DLC Clearmortgage.ca has access to the very best products and rates available across Canada. Give her a call… we think you’ll be pleasantly surprised!
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Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional, like Gayle Focken.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice. Take a look around, see what Gayle has to offer, and please call or email if you have any questions at all! After all -- she makes it happen, and you make it home!
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Videos
Why should Canadians use a mortgage expert?
What is the difference between a variable rate mortgage and an adjustable rate mortgage?
How does the Bank of Canada rate impact the demand for housing?
How does the qualifying rate impact Canadians?
Is a fixed rate mortgage better than a variable mortgage?
What is the benchmark rate?
How are fixed rate mortgages determined?
Should Canadians shop the market for a mortgage, or are they all the same?
Why should Canadians care about inflation?
Is consolidating debt a smart move?
What is the best way to handle credit card debt?
How are variable rates set?
Are fixed mortgages or variable rate mortgages more popular?
Will the variable rate trend continue?
How are mortgage brokers compensated?
Are mortgage brokers regulated?
What is a basis point?
How can first-time home buyers get into the housing market?
What is mortgage insurance?
Is there only one mortgage insurer?
Do you expect OSFI to make changes to the qualifying rate?
How has increased immigration impacted the housing market?
“This was not my first great experience with Gayle’s help. I was again surprised at how quick and easy she made a successful line of credit happen for me and for more than I asked for!! Thank you Gayle.”
DO
“It is such a pleasure working with [Gayle]. You treat your clients so well and always look out for their best interests. We look forward to working with you again when it comes time to renew.”
David & Tina Matheson
“It was a great pleasure to deal with Dominion Lending. Gayle delivered above expectation. I found her to be extremely efficient and organized. I had to change lenders throughout my mortgage application and Gayle guided me step by step through the maze of paperwork. My closing date after offer acceptance was less than 2 weeks. With Gayle’s help and experience she sorted everything out between myself, my realtor and my legal representative. Gayle, most of all, acts with integrity and takes your phone calls when you need answers fast. Always a very easy and sound choice to do business with. Thank you Gayle.”
Diederick Moolman
“Gayle and Tara-Lee were amazing during the entire process of buying our first home!! They are both very responsive and professional. They helped us secure legal help with the very limited amount of time we had to do so, which saved us. I will gladly go back to Gayle for all our future real estate financing needs. I highly recommend her to everyone!”
Kara Welch
“I was very happy with Gayle Focken. She is a good person and took good care of me.”
ST