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Whether you are a first-time buyer or an experienced buyer with excellent credit, Gayle at DLC Clearmortgage.ca has access to the very best products and rates available across Canada. Give her a call… we think you’ll be pleasantly surprised!
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Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional, like Gayle Focken.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice. Take a look around, see what Gayle has to offer, and please call or email if you have any questions at all! After all -- she makes it happen, and you make it home!
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Videos
Why should Canadians use a mortgage expert?
What is the difference between a variable rate mortgage and an adjustable rate mortgage?
How does the Bank of Canada rate impact the demand for housing?
How does the qualifying rate impact Canadians?
Is a fixed rate mortgage better than a variable mortgage?
What is the benchmark rate?
How are fixed rate mortgages determined?
Should Canadians shop the market for a mortgage, or are they all the same?
Why should Canadians care about inflation?
Is consolidating debt a smart move?
What is the best way to handle credit card debt?
How are variable rates set?
Are fixed mortgages or variable rate mortgages more popular?
Will the variable rate trend continue?
How are mortgage brokers compensated?
Are mortgage brokers regulated?
What is a basis point?
How can first-time home buyers get into the housing market?
What is mortgage insurance?
Is there only one mortgage insurer?
Do you expect OSFI to make changes to the qualifying rate?
How has increased immigration impacted the housing market?
“We have had the pleasure of working with Gayle on multiple occasions. She assisted us with our very first home purchase and made the entire process much more simple than we thought it was going to be. She made sure to take the time and explain everything to us before moving forward or signing anything. James and I would highly recommend Gayle for any of your financing needs. We look forward to working with her again in the near future.”
Kisha and James Kinrade
“Gayle, as usual you handled everything very professional!! Thank you.”
Robert & Patricia Shull
“Gayle I really found your approach very straightforward and appreciated the amount of time you took with me going over the mortgage application process and options. I would definitely recommend your services to my friends. I was impressed at how well respected your name and services are in hearing from other mortgage lenders in Penticton.”
Justin
“It is such a pleasure working with [Gayle]. You treat your clients so well and always look out for their best interests. We look forward to working with you again when it comes time to renew.”
David & Tina Matheson
“I was well informed and the process was very smooth and fairly quick as we had a time line. You were flexible and very efficient. Thank you for your help.”
Edwin and LeAnne Holt